Cover is provided for various types of watercraft owned by you and / or your family for private use only Cover includes the watercraft accessories and spare parts whilst therein or thereon. Liability in respect of third parties is also included up to the limits of indemnity stated in the policy schedule. Examples of watercraft that can be included under this section include canoes, catamarans, rubber ducks, speed boats, yachts, jet skis, canoes and the like. Cover can be extended to include water-skiers liability and passenger liability.